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To use credit cards wisely will spend the money to college and you earn your money is not really about you, to reimburse the new car and went home to all of your income . Little story has continued to follow postgraduate courses. I 28 I 18 I knew if I avoid the disasters that occur in many. Instead, I’m a hopeless 15 million student loan company. I want to read this before you fall into this trap. At 18, college was a dream come. I do not attend without a parent in my coffee, I can study or slurpy to monitor my consumption of 7-11 runs in the late night with friends. As a teenager I had an important responsibility and financial savings for some time not worked. I decided to fund a liberal arts education in private schools in southern California native student loans. I qualified federal funding. The rest comes from private loans. Thousands of Latte, the new clothes every six months after the bill began to accumulate. I hit the attorney’s credit card so when the timing is perfect. Finance costs and interest rates, What is this? These concepts are not important for me at the time. I graduated from credit card debt of 11,000 dollars to 150,000 dollars in student loans after four years. To finance your studies, your student loan money in your lifestyle is not used. Tuition, room and board, textbooks, student loan is to use your money the smart way. Are you 10 to 20 years old, you can use the money wisely, you need to pay off these loans. In addition to student loans, credit card debt and a heavy burden. The first year the average debt of college $ 2169 to those cards. Rate of 18-15 percent is your credit will be 30 to 40 years to pay this debt. Follow the years how to manage your debt. If your credit is up, if you add a way to earn money and maintain a collection of not paying credit card bills on time, after graduation, with a very low rating. Budget, how much money before, you know you can plan with input and output. It is empowering to know where the money is going and you need peace of mind. Plan, you actually save money while in college, the money can be used when the item you want to get.


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